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MOTOR VEHICLE ACCIDENTS
Motor
Vehicle Accidents and Automobile Collisions
are a fact of every day life in our society. Statistics show that
you are likely to be involved in at least one auto accident in your lifetime.
The consequences of these collisions can be far reaching.
You will be faced with many important decisions. Know where to turn for help
before the need arises.
Free
Confidential Case Review.
According to the National Highway Traffic
Safety Administration, every 10 seconds someone in the United States is involved
in a car accident. Motor vehicle
accidents are the leading cause of death for Americans under the age of
thirty-four. Auto accidents are responsible for over 40,000 deaths per year in
our country. This averages out to 115 fatalities per day. When you are injured in an accident your focus should be on the healing process.
Let our office guide you through the legal process.
WHAT SHOULD YOU DO WHEN YOU HAVE BEEN
INJURED IN AN ACCIDENT? First, you must assess yourself, your passengers, and any
other persons involved to determine if anyone is injured. If there are any
injuries you must call for or otherwise seek medical attention right away.
Second, especially in accidents
involving injury to person or property, you must call the police.
Third, if you have been injured in a motor vehicle collision, you need
to speak with a lawyer. Do not go it alone. You will be
required to deal with people who are much more familiar with the process, and
whose interests will not likely be consistent with yours.
HOW DOES THE LEGAL PROCESS
WORK? On our
Personal Injury Page we discussed
in detail the general considerations in every personal injury case of Liability
and Damages. Briefly, Liability is the question of who is right and who is
wrong under the law. Damages is the question of how badly you were hurt by
the defendant's conduct. All car accidents, truck accidents, motorcycle
accidents, and other motor vehicle accidents require the same analysis of
Liability and Damages present in all personal injury cases.
Liability issues in motor vehicle cases often arise when
vehicles are operated: at an excessive rate
of speed; without exercising proper and adequate control; without giving proper
and sufficient warning of the drivers intentions; without regard to the rights,
safety, and position of others; without yielding the right of way; without
keeping a proper lookout ahead; without properly signaling, otherwise warning,
or improperly executing a stop, turn, or change of direction; by intoxicated
drivers, and otherwise in
violation of the law.
HOW MUCH IS MY CASE WORTH?
Every case is as unique as the person
bringing the claim. The value of each case is fact driven and
no case is truly like any other case. Damages vary dramatically between
individuals, and therefore each case requires special attention of our skilled
trial counsel to maximize the
recovery. However, before an accident ever occurs, the amount and
type of Damages that you can recover may already have been determined when you
or someone you live with bought your personal automobile insurance. See
Below.
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MOTOR VEHICLE INSURANCE
In Pennsylvania and New Jersey, your own Motor Vehicle Insurance
Policy is very important. The ultimate outcome of
your motor vehicle claim will be directly influenced by the
choices that you, or the relatives that you live with, made
when the insurance policy was issued. In other words,
you may have already lost your ability to fully recover your
losses even though you have not yet been in a motor vehicle
accident.
TORT OPTIONS
Perhaps the most importance choice in an automobile insurance
policy is the selection of a "Tort Option."
In Pennsylvania, the choices are called "Full Tort"
and "Limited Tort." In New Jersey, the choices
are called "Zero Threshold" and "Verbal Threshold".
You may also see the choices labeled as "No Threshold"
and "Lawsuit Threshold." We always recommend
against selecting "Limited Tort", "Verbal Threshold"
or "Lawsuit Threshold".
We recommend that you select only the "Full Tort" Option in Pennsylvania
and the "Zero Threshold" Option or "No Threshold" Option in
New Jersey. People who chose "Full Tort," "Zero
Threshold," and "No Threshold" have retained
their traditional legal rights to recover for the types of damages
that can commonly result from a motor vehicle collision.
Unfortunately, people who chose "Limited Tort," "Verbal
Threshold," and "Lawsuit Threshold" have given
up the right to recover for their bodily injuries unless they
fit into specific categories of injury defined by the Legislatures
of the Commonwealth of Pennsylvania and the State of New Jersey.
Worse yet, your choices can also prevent the relatives that
live with you from making a recovery for their bodily injuries
even though they are not involved in paying for the insurance
policy at issue.
UNINSURED MOTORIST ("UM"), UNDERINSURED MOTORIST ("UIM")
& STACKING
You are also empowered with the option to protect yourself and
your family members from injuries caused by persons who drive
without any insurance or with minimal insurance. Every
private passenger automobile insurance policy issued in Pennsylvania
and New Jersey comes with the opportunity to purchase Uninsured
Motorist and Underinsured Motorist coverage.
Uninsured Motorist coverage protects against injuries caused
by someone without automobile insurance and is often called
"UM" Coverage.
Underinsured Motorist coverage protects against injuries caused
by someone without enough automobile coverage and is often called
"UIM" Coverage.
We recommend that you obtain the same amount of uninsured and
underinsured motorist coverage as you purchased for bodily injury
coverage. UM and UIM are quite cheap to purchase.
In Pennsylvania, (but not in New Jersey), your UM and
UIM Benefits automatically provide Stacking. Stacking increases coverage
by the number of qualifying vehicles. In other words, if you are eligible
for UM or UIM of $50,000.00, and there are three vehicles which may be Stacked,
your coverage actually $150,000.00. We recommend that you keep Stacking
on your policies.
If you, or someone important to you, has been involved in a
motor vehicle accident you should call Mr. Fenerty right away
so that you can be certain that everything that can be done
for you is being done.
Click
here To Learn More About Selecting
Insurance For Your Personal Automobile.
Our Motor Vehicle Accident Personal Injury Law Offices are conveniently located in suburban
Northeast Philadelphia and in Southern New Jersey. We are a Philadelphia
Personal Injury Law Firm with suburban convenience. If you have been
injured in a car accident you need a lawyer.
Please remember that this webpage and all of the information on this website
is intended to be a very general overview of the law. The law is much more
comprehensive and specific, and there are many exceptions and distinctions which
may make all the difference to you, your case, and your decision making process.
If you have any questions whatsoever, please do not hesitate to contact Attorney
Fenerty. The only bad question is the question that you did not ask.
MOTOR VEHICLE ACCIDENTS, THE FACTS:
"Motor vehicles accidents account for more deaths than
all natural disasters combined. In fact in the United States
your chances of being injured in an motor vehicle accident is
better than one in a thousand, in any one year. If you are a
male, than you are twice as likely to die in a motor vehicle
accident than if you are a female. Yet, if you are a female
you are slightly more likely to be injured. The ages of 16 and
24 are the most dangerous for both sexes. Between the ages of
16 and 64 alcohol figures into over 20% of all fatal accidents,
and between the ages of 21 and 44 almost 50% of all fatalities.
Between the ages of 16 and 44 the fatality rate has declined
since 1975. The most significant decline being in the 16 - 20
age group. About half of all property damage accidents result
in injuries or fatalities. Since 1966 the rate of fatalities
by population has fallen around 40%, by numbers of drivers over
50%, and by numbers of miles driven by almost 70%. We are driving
alot more miles and driving is still safer. As we are get older
we are more likely to die as a pedestrian, but we are more likely
to be injured the younger we are. Approximately 15% of people
who die because of motor vehicle accidents are pedestrians,
bicyclists or other wise not in motor vehicles. Over 2/3 rd's
of people who die in vehicles are not properly wearing safety
restraints. Your risk of dying in a motor vehicle accident is
almost five times more likely in Mississippi than in Massachusetts.
You are ten times more likely to die driving a motor cycle than
if you are driving any other motor vehicle."
Source:
www.disastercenter.com
Call Now For A Free Consultation
- 888-947-4848.
Serving All of Pennsylvania and All of New Jersey.
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ATTORNEY FENERTY HAS EARNED THE DISTINCTION
OF BEING A LIFE MEMBER OF THE MILLION DOLLAR ADVOCATES FORUM OF
THE TOP TRIAL LAWYERS OF AMERICA. |
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Mr. Fenerty is admitted to practice law in
The Commonwealth of Pennsylvania, The State of New Jersey, The
United States Court of Appeals for the Third Circuit; The United
States District Court for the Eastern District of Pennsylvania,
and The United States District Court for the District of New
Jersey. |
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Mr. Fenerty is a
Member of The Pennsylvania Bar Association, The New Jersey State Bar
Association; The Pennsylvania Trial Lawyers
Association, The
Philadelphia County Bar Association, and The Association
of Trial Lawyers of America. |
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Contact
Information:
Telephone:
Nationwide Toll Free: 888-947-4848
24/7 Emergencies & Consultations: 215-858-3000
Fax:
Toll Free: 877-FAX-JFXF or EFAX: 801-382-1810
Our Office Addresses:
2661 Huntingdon Pike, The Gardens At Mount Jolly, Huntingdon
Valley, Pennsylvania 19006
38 North Haddon Avenue, Haddonfield, New Jersey 08033
Electronic mail:
General Information: MyLawyer@MyLawyer.net
New Client Inquiry: MyLawyer@MyLawyer.net
Webmaster:
webmaster@mylawyer.net
Our Motor Vehicle & Car Accident Clients:
If you have a Car Accident Injury Claim, you need
a Car Accident Injury Lawyer. Our Clients come from all over the United States
of America and from overseas. We are proud to serve them all. Our Huntingdon Valley Personal Injury Law Office is proud to serve the legal
needs of all communities in Pennsylvania and New Jersey, including but not
limited to: Abington, Ardsley North Hills, Bensalem, Bethayers, Bristol, Bryn
Athyn, Bucks County, Cheltenham, Elkins Park, Feasterville, Fort Washington, Fox
Chase, Ft. Washington, Glenside, Gwynyd, Hatboro, Horsham, Huntingdon Valley,
Jamison, Jenkintown, Ivyland,
Keswick, Langhorne, Lawndale, Levittown, Maple Glen, Meadowbrook, Melrose Park,
Montgomery County, Montgomeryville, Newtown, Northeast Philadelphia, Northeast
Philly, Northampton, North Wales, Philadelphia, Rockledge, Roslyn, Rydal,
Somerton, Southampton, Tacony, Tookany Creek, Trevose, Upper Dublin, Warminster,
Warrington, Willow Grove, Wyncote, and Yardley.
Our Haddonfield Personal Injury Law Office is proud to serve the legal needs
of all communities in New Jersey and Pennsylvania, including but not limited to:
Atlantic City, Atlantic County, Blackwood, Barrington, Berlin, Camden County,
Cherry Hill, Collingswood, Deptford, Gibbsboro, Haddonfield, Haddon Township, Haddon
Heights, Hammonton, Lawnside, Magnolia, Margate City, Marlton, Medford,
Somerdale, Tavistock, Ventnor, Voorhees, Westmont, Williamstown, Winslow.
We Value Your Business. We Are Proud To
Handle Your Personal Injury Claims, Medical Malpractice Cases, Medical Negligence Matters, Motor Vehicle
Accidents, Car Accidents, Motor Cycle Accidents, Bus Accidents, Truck Accidents,
Workers' Compensation Cases, Work Related Accident Claims, Construction
Accidents, Industrial Accidents; Defective Products, Tools, Medications, Medical
Equipment, Prosthetics, and Drugs, Fires and Explosions, Slips Trips and Falls,
Unsafe Premises, Dog Attacks, and General Negligence Cases.
Thank you for visiting our website.
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